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Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. The information on this Web site or in emails is designed for educational purposes only. It is not intended to be a substitute for tax, legal or accounting advice. By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale.