Insurance plays an important part in most financial plans.

Many Clients considers the use of Insurance for income replacement, business owners for business succession funding and high net worth families, for estate liquidity and generational planning.

Types of Insurance that we may offer:

  • Term
  • Permanent
  • Buy/Sell for businesses
  • Life with LTC
  • Estate planning strategies for HNW clients
  • Disability- Protects your income in the event of your inability to work prior to financial freedom.
  • Long-Term Care- Whether it is Traditional, Life with LTC rider or Asset based which can be used with non-qualified or qualified funds. LTC provides financial support for Activities of Daily Living (ADL’s) in respite care, adult day care, in-home care, assisted living as well as nursing home care. It also protects your estate by leaving your assets to your heirs
  • Annuities:
    • Fixed.
    • Fixed Index Annuities and SPIA’s.
    • Complimentary Annuity reviews.

• Medicare Supplemental polices